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Tuesday, March 20, 2007

Insurance Company Lowers Premiums As You Shrink Your BMI

Sounds like a good idea, right? The program by Phoenix Cos. Inc. offers discounts up to 20 percent on life insurance policies to customers whose BMI is verified by a doctor to be 19 to 25.
BMI is a ratio of body fat that takes height and weight into account. The Centers for Disease Control and Prevention defines obesity as a BMI of 30 or more; people between 25 and 30 are considered overweight.
Out of all of the benchmarks to measure health, picking BMI is not my favorite. I know it is quick, cheap, and an easy biometric, and I like the fact that this insurance company is trying to incentivise health, but it doesn't give us the whole picture. Some of the people who are lifting weights, making lifestyle modifications, not smoking, might miss out on the premium discount when then could be in perfect health. We need more benchmarks for measurements like Body fat analysis and Cardiopulmonary Function!!! Dr. Fitness still gives thumbs up to The Phoenix Cos. for taking a step in the right direction.

Switching gears for a second, I am totally addicted to a great snack item I found at Publix called Pretzel Crisps . These things rock.... and rock hard. They come in different flavors like bagels, but I highly urge you to try "Everything" and "Garlic." You better buy two bags to start off with because you will knock off the first bag before you can say yumyumdumdum. Calorie content is low/serving.....IF YOU CAN STICK TO THE SERVING PORTIONS....I couldn't!!!!!

1 Comments:

At 10:24 PM, Blogger king said...

Insurance rate is a factor used to determine the amount, called the premium, to be charged for a certain amount of insurance coverage. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

 

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